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Credit Cards

A credit card is one of the most popular payment methods in Latvia; more than 60% of consumers in Latvia use a credit card as the chosen method of payment.

Customer

  • well known payment method worldwide;
  • secure payment;
  • high acceptance between merchants;
  • easy to use.

Merchant

  • accessibility ‒ with a credit card you can accept payments from all over the world; payments are checked in real time;
  • a secure payment method; people around the world know how to pay with a credit card online;
  • suitable for e-commerce and digital commerce for one-time and recurring payments;
  • increased customer trust ‒ logos of VISA and MASTERCARD;
  • increased assurance of security and trust of the internet shop;
  • increased customer satisfaction.

worlwide

 

SEPA Direct Debit

Direct Debit is a significant method of payment in Northern and Western Europe. More than 600 million Europeans in 33 countries pay their online shopping bills by direct debit. Direct Debit payment is most popular in the largest European countries such as Germany, Spain, UK, Austria and the Netherlands.

Customer

  • automatic payment, no need to log in to a bank account;
  • bills paid automatically;
  • no PIN calculator needed;
  • easy, secure and bills paid on time;
  • only a bank account needed to pay with SEPA;
  • no registration needed to pay with SEPA.

Merchant

  • perfect for e-commerce and digital commerce merchants with access to customers all over Northern and Western Europe;
  • “One-Click-Payment’’ ‒ merchants can store customer details so the customer does not need to fill in  more forms;
  • easy for accounting;
  • new payment methods can win new customers.

Available in 34 countries

Direct Debit

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Online Bank Transfers

Internet banking is one of the most popular payment methods in the Baltics and Northern and Western European countries. Comfort, safety, recognisability has earned a reputation from both merchants and customers.

Customer

  • fast delivery of goods and services;
  • a familiar payment process similar to online banking;
  • no registration required;
  • no virtual account required;
  • secure payment methods ‒ purchases confirmed by a PIN/TAN;
  • easy to use.

Merchant

  • no invoice printing or sending;
  • no reverse payments by customers ‒ a guaranteed payment;
  • zero chargeback risk;
  • real time payment processing;
  • familiar payment methods for end-users in the Baltic area;
  • the ideal internet payment method for one-off payments in e-commerce;
  • increased customer satisfaction.
BankLinks in the Baltic Countries

Online Bank Transfers in the European Countries

OBT

SEPA Credit Transfer
SEPA
Benefits
  • a 100% secure payment method;
  • no chargeback risk;
  • guaranteed payment in 24 hours;
  • can be used for:
    • - invoice payments;
    • - advance payments;
    • - pay-out services for affiliates;
    • - funding and withdrawal of a wallet.

Available in 34 countries

Credit Transfer

More info about SEPA Credit Transfer

eWallets

eWallet is a convenient, easy-to-use, secure global payment system, with various pay-out and pay-in options. Think of it as a normal wallet but with all information and funds stored electronically in your digital wallet.

In eWallet you can securely store multiple credit card and bank account information, loyalty cards, gift cards, pay for online and offline purchases, send and receive money from friends.

Funds in the wallet are protected by PCI-DSS Level 1 certified security as well as 128-bit SSL Security Encryption. With eWallet it’s impossible to lose money or cards; eWallet does not store any sensitive data on a device, so no problem if a phone is lost.

QooQoiPaystQiwiYandex MoneyWebMoneyPayPalSkrillNetellerAliPay.comAmazon payments

 

worldwide

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Mobile Payment

With the QR code technology the merchant can pay by mobile phone in online-shops. Suitable for bank purchases ‒ especially when it needs to be quick, simple and secure.

Mobile

Customer

  • available to popular OS systems ‒ Android, iOS;
  • payments are PIN-secured;
  • credit card details cannot be seen by merchants, stores and sellers;
  • anonymous payment;
  • accounts can be funded through many different payment methods;
  • full control of transactions on apps or the web;
  • bank details and shipping addresses can be linked to accounts ‒ no re-entering;
  • easy to install a free-of-charge app on smartphones.

Merchant

  • full control of transactions on apps or the web;
  • e-mail, web and app statements;
  • fast and secure payments;
  • easy to set up, manage and use;
  • perfect for recurring payments; guaranteed payments (optional);
  • loyalty programme ‒ providing loyal customers with discounts and other benefits.

worldwide

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